Credit Cards
ICICIDirect offers credit cards through ICICI Bank with lots of benefits, offers & features to cater to your needs.
| Net Annual Income |
Your Interest |
Benefits |
| > 2.5 Lacs |
Lifestyle |
Platinum Chip Credit Card |
- No Joining Fee. No Annual Fee
- Earn PAYBACK Points on your spends except fuel
- Min. 15% savings on dining at participating restaurants
- Save on 1% fuel surcharge, waived off at HPCL petrol pumps
|
| Travel |
Make My Trip ICICI Bank Platinum Chip Credit Card |
- Joining Fee- Rs 500 + GST
- Rs 500 My Cash plus Lemon Tree Hotels voucher on joining
- Enjoy benefits worth up to Rs 20,000
- Enjoy complimentary domestic airport & domestic railway lounge access
|
| Sports |
Manchester United Platinum credit card |
- Joining Fee- Rs 499 + GS
- Get a Manchester United branded football on activation
- Movie ticket benefit – Buy 1, Get 1 free.
- 1 complimentary domestic airport lounge visit per quarter.
|
| > 5 Lacs |
Lifestyle |
Coral Credit Card |
- Joining Fee: Rs 500 + GST
- Earn up to 10,000 additional reward points
- Buy 1, get 1 movie ticket free at BookMyShow
- One complimentary railway lounge visit per quarter
|
| Travel |
Make My Trip ICICI Bank Signature Credit Card |
- Joining Fee- Rs 2,500 + GST
- Rs 1,500 My Cash plus Lemon Tree Hotels voucher on joining
- Enjoy benefits worth up to Rs 70,000
- MMTDOUBLEBLACK & MMTBLACK enrolment on joining
|
| Sports |
Manchester United Signature Credit Card (Net Annual Income > 4.8 Lacs) |
- Joining Fee- Rs 2,499 + GST
- Get a Manchester United branded holdall and football on joining
- Movie ticket benefits - Buy 1, Get 1 free
- 2 complimentary domestic airport lounge visits per quarter
|
| > 10 Lacs |
Lifestyle |
Ruby X Credit card |
- Exclusive privileges - entertainment, dining, wellness and golf
- Complimentary airport lounge access
- Buy 1, get 1 movie ticket free at BookMyShow
- Welcome Vouchers on Shopping and Travel worth Rs 5000
|
| > 15 Lacs |
Lifestyle |
Sapphiro Credit Card |
- Exclusive privileges - entertainment, dining, wellness and golf
- Complimentary membership to the Dreamfolks DragonPass programme
- Buy 1, get 1 movie ticket free at BookMyShow
- Welcome Vouchers on Shopping and Travel worth Rs 10000
|
Terms and Conditions
- Liability of the Supplementary Credit Card will be on the Primary Card holder
- All communication for Supplementary Card will be sent to the Primary Card holder (except for OTPs which will be sent to the supplementary cardholder’s mobile number as mentioned in the application form)
- Maximum of three Supplementary Credit Cards can be issued against the Primary Card
- The Supplementary Card can be used for international transactions, only if international usage is enabled on the Primary Card
All other product specific Terms and Conditions of the Primary Credit Card will apply to the Supplementary Credit Card. For detailed Credit Card Terms and Conditions, please click here
Are you looking for an Add-on Card?
Now share the features of your ICICI Bank Credit Card with your family at no additional fee What makes this card work
With the Supplementary Card feature on ICICI Bank Credit Cards, you can share almost all the benefits of your Primary Card with your loved ones without a separate joining fee or annual fees*.
Your parents can enjoy their lives without any hassle, or you can also give your child the extra assurance while travelling out of town. The Supplementary Cards are extremely handy for household expenses and shopping.
You can apply for up to three Supplementary Cards against one Primary ICICI Bank Credit Card.nal usage is enabled on the Primary Card
Benefits of Supplementary Cards
- Zero fees: The Supplementary Card is free. Enjoy zero joining fees and annual fees*
- Shared credit limit: You can share your credit limit with your family members by setting up a spend limit on the Supplementary Card(s)
- As good as the Primary Card: Loaded with almost all the benefits of your Primary Card
- One Time Password (OTP) for online transactions can be sent to the Supplementary Card holder’s mobile number.
To whom can you give a Supplementary Credit Card?
-
Spouse
-
Parents
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Children
Above 18 years of age
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Brothers/ sisters
Above 18 years of age
Supplementary Credit Cards are not available against Amazon Pay Credit Cards.
*Terms and Conditions apply. For more details, please refer to the Fees and Charges section.
Fees and Charges
Supplementary Credit Cards are issued at no additional fee
- On Jet Airways ICICI Bank Coral Credit Card, Jet Airways ICICI Bank Rubyx Credit Card and on Jet Airways ICICI Bank Sapphiro Credit Card, an annual fee of Rs 250 is applicable.
- On MakeMyTrip ICICI Bank Platinum Credit Card and MakeMyTrip ICICI Bank Signature Credit Card, a one-time fee of Rs 250 is applicable.
- On ICICI Bank Expressions Credit Card, a one-time fee of Rs 199 is applicable.
- On ICICI Bank Unifare Metro Credit Cards a one-time fee of Rs 299 is applicable
Credit Cards FAQs
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How can I increase the credit limit on my credit card?
If you have received a SMS to avail the offer to increase your credit card limit, you may reply to the SMS and we will get in touch with you. Alternatively, if you want to know the eligibility, you may call our Customer Care by authenticating with your credit card and PIN.
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How can I view and download Credit Card statement?
You can view your credit card statement details through the following modes:
Internet banking:
Log in to your Internet Banking Account > My Accounts > Credit Cards > Service request > Credit card statement request- E-mail > Choose the date required (You can download the statement as a PDF)
Login with your User ID and Password to view and download your Credit Card statement.
IMobile:
Login to iMobile > Click on > Select Credit Card Number> Click on Card Number > Click on More options > Select the Last/past Statement > Choose the Statement date and View/Send e-mail.
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I want to convert a transaction into EMI. What are the EMI tenure options available?
All the retail transactions of Rs. 3,000.00 and above made on credit card can be converted into EMI within 30 days from the purchase date for a tenure of 3, 6, 9 and 12 EMIs ( However, transactions of Cash,jewelery and fuel purchases are excluded for emi conversion).
- How do I pay my credit card bill?
In our endeavor to make your experience with ICICI Bank Credit Cards even more convenient, we bring you multiple payment options that you can avail of to pay your ICICI Bank Credit Card bill. Please click
here to know the payment options.
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How often can I change my Credit Card limits?
There is no cap on the number of times the limit can be changed.
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Whom do I contact for other ICICI Bank Credit Card queries?
For ICICI Bank Credit Card queries, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here
Or Write to us at customer.care@icicibank.com mentioning the last 4 digits of your Credit Card number from your registered e-mail ID.
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Can I know the status on credit card payments?
Yes, there is an option called View Last Credit received in Internet Banking Account, which will help you with this requirement of yours.
Please login to your Internet Banking Account > My Accounts> Credit Cards> View Last Credit Received.
It will show you the following details:
- Last payment received date
- Last payment amount
- Payment due date
- Next statement date
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Do I need to register my new Chip and PIN card for 3D Secure for online transactions?
Yes, you will need to register your new Chip and PIN card for 3D Secure (Verified by VISA/ MasterCard Secure Code/American Express Safe key) for online transactions at www.icicibank.com
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Can I use my credit card for international transactions?
All the credit cards issued by ICICI Bank are active for international transactions. If you are unable to use the card for international transactions, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number
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I want my credit card delivery to be sent to my alternate address, what should I do?
Credit Card can be sent only to the mailing address updated in the records. In your absence, you can leave an authorisation letter with your family members along with a valid ID proof to accept the delivery.
