Facilities Offered
- Cash Credit / Overdraft for meeting working capital finance requirement.
- Export Credit to provide Pre-Shipment & Post Shipment finance. Letter of Credit to facilitate trade.
- Bank Guarantees for meeting performance and financial obligations.
- Term Loan for purchase of commercial assets & business expansion needs
Acceptable collateral
Flexible collateral options in terms of
Residential/Commercial/Industrial property/Liquid securities
Eligible entities
Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies
Collateral Free Loan
Fund your business without any collateral
We at ICICI Bank understand that viable small businesses need loans to grow, but may not always have the requisite collateral. So, speak to us about our Collateral Free Loans
CGTMSE
Get Cash Credit and Term Loan under CGTMSE scheme up to Rs. 2 Crore
This is a Collateral free facility specially designed under the Credit Guarantee Fund Trust for Micro and Small Enterprises (MSE's). (CGTMSE) scheme of SIDBI and Ministry of Small and Medium Enterprises as defined under MSMED Act, 2006.
Credit Guarantee Fund Trust For Micro and Small Enterprises
This is a Collateral free facility specially designed under the Credit Guarantee Fund Trust for Micro and Small Enterprises (MSE). (CGTMSE) scheme of SIDBI and Ministry of Small and Medium Enterprises as defined under MSMED Act, 2006.
Facilities Offered
- Get Collateral free loans up to Rs.2 crore under CGTMSE scheme
- Cash credit for meeting working capital finance requirement
- Term Loan for purchase of commercial assets and business expansion needs
Eligible entities
Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies
Eligible business segment
MSE excluding Retail traders
loan