Our recommended Debt Fund- Medium Duration have delivered 8% annualized returns in the last 3 years. Explore the returns on our top 3 picks in the calculator below and get started!
| Scheme | Return | |||
|---|---|---|---|---|
| 1 Year | 3 Years | 5 Years | ||
| ICICI Pru Medium Term Bond-Growth | 6% | 9% | 7% | |
| HDFC Medium Term Debt-Growth | 5% | 8% | 7% | |
| Axis Strategic Bond-Growth | 6% | 8% | 7% | |
Source: ICICIdirect Research, Accord Fintech,
Data as on December 31,2021
Login to ICICIdirect and click on "Trending Recommendations" in Mutual Fund section
Click on Medium Duration, select a scheme from recommendations & click on 'Buy'
Provide investment details & confirm to place the order
Medium duration funds are open ended debt mutual funds that are mandated to invest in securities with maturity around 3-4 years. These funds are subject to interest rate risk. The fund manager of these funds is free to invest across securities with different credit qualities.
Higher returns than traditional debt instruments: Medium term funds ensure higher returns than other traditional debt instruments like Fixed deposits
Security of invested capital: Medium Duration Funds being debt funds have lower risk associated as compared to equity funds. Also these funds generally invest in bonds of companies having good credit ratings there by ensuring safety of invested capital
Debt fund – Medium term Funds are a good choice for investors seeking for fixed income allocation to generate stable returns while ensuring safety of the invested capital. These funds are ideal for risk-averse people looking with investment horizon ranging from 1-3 years generally.
It is not necessary to have a large sum of money to invest in Medium Duration Fund. Most schemes allow you to start a lump sum (one –time) investment with an amount of Rs 5,000. You can also start a SIP in these schemes with an amount as low Rs 500 per month.
Medium term funds are taxed like debt mutual funds. Capital Gains from investment in these funds held for less than three years will be taxable at the individual's income tax slab rates. At the same time, capital gains from investments with a tenure of more than three years are taxable at 20% with indexation benefits. The latter makes these funds more tax-efficient compared to an investment like fixed deposit.
After you place your order, you can view the details of your transaction from the Order Book in ICICIdirect.com. Also an email will be sent to your registered email address.
Yes, you can place your request even on a holiday. However, the request would be processed on the next business day and your order will process as per applicable NAV of the next business day.
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