Corporate Fixed Deposits / Company Fixed Deposits

We offer a range of Corporate Fixed Deposits of varying tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?

  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers

Corporate Fixed Deposit Interest Rate Comparison

  • Fixed Deposits
  • Rating
  • 1 Yr
  • 2 Yrs
  • 3 Yrs
  • 4 Yrs
  • 5 Yrs
  • Sr. Citizen
  • Invest Now
  • Shriram Transport
  • FAAA
  • 7.50%
  • 7.70%
  • 8.15%
  • 8.20%
  • 8.40%
  • 0.40%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.)
12 7.25% 7.30% 7.37% 7.50% 7.50% 7.50%
24 7.44% 7.49% 7.56% 7.70% 7.70% 8.00%
36 7.86% 7.92% 8.00% 8.15% 8.15% 8.84%
48 7.90% 7.96% 8.04% 8.20% 8.20% 9.26%
60 8.09% 8.15% 8.23% 8.40% 8.40% 9.94%

* Maturity value is pre tax and for illustration purpose only.

Additional interest of 0.40% p.a. for Senior Citizens.

Additional 0.25% p.a. upon renewal of the existing Fixed Deposits.

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Important Note: The above table shows yearly interest rates in case of cumulative scheme to make the same fairly comparable with other available online issuers. However, the actual compounding is at Monthly rest in case of Shriram Transport Finance FD.

  • Mahindra FD
  • FAAA
  • 5.70%
  • 6.20%
  • 6.30%
  • 6.45%
  • 6.45%
  • 0.25%
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Tenure (Months) Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Yearly (p.a) Interest (p.a.) Effective Yield (p.a.)
12 5.15% 5.50% 5.60% 5.70% 5.70% 5.70%
15 5.25% 5.60% 5.70% 5.80% 5.80% 5.87%
18 5.45% 5.80% 5.90% 6.00% 6.00% 6.12%
20 5.55% 5.90% 6.00% 6.10% 6.10% 6.25%
24 5.65% 6.00% 6.10% 6.20% 6.20% 6.39%
27 5.65% 6.00% 6.10% 6.20% 6.20% 6.46%
30 5.65% 6.00% 6.10% 6.20% 6.20% 6.51%
33 5.65% 6.00% 6.10% 6.20% 6.20% 6.55%
36 5.75% 6.10% 6.20% 6.30% 6.30% 6.71%
38 5.75% 6.10% 6.20% 6.30% 6.30% 6.75%
40 5.75% 6.10% 6.20% 6.30% 6.30% 6.79%
44 5.90% 6.25% 6.35% 6.45% 6.45% 7.04%
48 5.90% 6.25% 6.35% 6.45% 6.45% 7.10%
60 5.90% 6.25% 6.35% 6.45% 6.45% 7.34%
Min Amt ` 25,000/- ` 50,000/- ` 10,000/-

Note: The above interest rates are applicable for interest rates upto 1 cr only.

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

 

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  • Bajaj Finance
  • FAAA
  • 6.10%
  • 6.30%
  • 6.60%
  • 6.60%
  • 6.60%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 5.94% 5.97% 6.01% 6.10% 6.10% - -
24-35 6.13% 6.16% 6.20% 6.30% 6.30% - -
36-60 6.41% 6.44% 6.49% 6.60% 6.60% - -

* Maturity value is indicative, pretax and is for illustration purpose only.

The above rates are applicable for Individuals and HUFs only.

Renewal benefit of 0.10% will be available to individual customers only.

An additional 0.25% rate of interest for senior citizens upto ` 5 crores.

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  • ICICI Home Finance
  • AAA
  • 5.50%
  • 5.60%
  • 6.10%
  • 6.10%
  • 6.10%
  • 0.25%
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Base Rate for Fixed Deposits < 20 mn
Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Annual (p.a.) Interest (p.a.)
>=12 to < 24 5.35% 5.40% 5.50% 5.50%
>=24 to< 36 5.45% 5.50% 5.60% 5.60%
>=36 to <84 5.90% 5.95% 6.10% 6.10%
>=84 to <=120 5.95% 6.00% 6.15% 6.15%
Special Scheme for Fixed Deposits < 20mn
Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Annual (p.a.) Interest (p.a.)
30 5.50% 5.60% 5.70% 5.70%
45 6.00% 6.10% 6.20% 6.20%
65 6.05% 6.15% 6.25% 6.25%

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

Maturity value is indicative, pretax and is for illustration purpose only.

Note: Above rates are valid for deposits less than 2 cr.

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  • HDFC Ltd.
  • MAAA
  • 5.65%
  • 5.65%
  • 5.95%
  • 5.95%
  • 6.05%
  • 0.25%
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Tenure (Months) Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.)
Special Deposits: Interest Rates on Deposits Upto Rs. 2 crore (p.a.)
33 5.65% 5.70% 5.75% 5.85% 5.85%
66 6.05% 6.10% 6.15% 6.25% 6.25%
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 crore (p.a.)
12-23 5.45% 5.50% 5.55% - 5.65%
24-35 5.45% 5.50% 5.55% 5.65% 5.65%
36-59 5.75% 5.80% 5.85% 5.95% 5.95%
60-84 5.85% 5.90% 5.95% 6.05% 6.05%
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 crore (p.a.)
15 5.50% 5.55% 5.60% - 5.70%
22 5.60% 5.65% 5.70% 5.80% 5.80%
30 5.55% 5.60% 5.65% 5.75% 5.75%
44 5.90% 5.95% 6.00% 6.10% 6.10%
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 2Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals deposits and are valid for amount upto` 2 Cr only.

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  • PNB Housing
  • AAA
  • 6.20%
  • 6.45%
  • 6.60%
  • 6.60%
  • 6.70%
  • 0.25%
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Regular deposit upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.)
12 - 23 6.03% 6.06% 6.11% 6.20% 6.20%
24 - 35 6.27% 6.30% 6.35% 6.45% 6.45%
36-47 6.41% 6.44% 6.49% 6.60% 6.60%
48-59 6.41% 6.44% 6.49% 6.60% 6.60%
60-71 6.50% 6.54% 6.59% 6.70% 6.70%
72-84 6.50% 6.54% 6.59% 6.70% 6.70%
120 6.50% 6.54% 6.59% 6.70% 6.70%
Min. amt. 100,000 50,000 20,000 20,000 20,000

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

Above rates are applicable only for Individuals and Trusts deposits.

For cumulative Interest option, Interest is compounded annually on March 31.

# The tentative yield to maturity is mentioned for the lowest tenure of the specific grid.

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  • LIC Housing
  • FAAA
  • 5.65%
  • 5.65%
  • 5.75%
  • -
  • 5.75%
  • 0.25%
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TenurePeriod
Non-Cumulative Scheme		 Scheme
Monthly (p.a.) Yearly (p.a.) Interest (p.a.)
12 5.50% 5.65% 5.65%
18 5.50% 5.65% 5.65%
24 5.50% 5.65% 5.65%
36 5.60% 5.75% 5.75%
60 5.60% 5.75% 5.75%

Minimum amt. of deposit ` 10,000/- and in multiples of ` 1000/- thereafter

Interest payable/compounded annually on March 31st

For Sr. Citizens - Additional interest @. 0.25% p.a. will be paid over and above the base interest rates.

Please note that LIC HFL takes 3-4 weeks for processing FD applications from the date of submmission, provided the documents are in proper order.

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