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Utkarsh Small Finance Bank Ltd Financials: Profit & Loss Statement

CAGR in 10 years

NII
15.91%
Operating Profit
17.86%
PAT
20.36%
Mar 2024 (Cr.)Mar 2023 (Cr.)Mar 2022 (Cr.)
NII1,885.801,529.031,060.85
 
 
 
Total Income2,286.201,828.341,245.68
 
 
 
NIM9.839.748.80
 
 
 
Pre Provision Profit (PPP)997.27838.32511.93
 
 
 
PPP as % of Advances6.096.415.01
 
 
 
Provision Expense337.88302.51432.22
 
 
 
PAT497.63404.5061.46
 
 
 
EPS4.534.520.69
 
 
 

CAGR in 10 years

Net Worth
16.15%
Advances
14.96%
Deposits
17.99%
Mar 2024 (Cr.)Mar 2023 (Cr.)Mar 2022 (Cr.)Mar 2021 (Cr.)Mar 2020 (Cr.)
EQUITY1,099.46895.90895.52848.33759.27
 
 
 
 
 
NETWORTH2,973.192,000.321,572.301,368.351,019.50
 
 
 
 
 
DEPOSITS17,472.6013,710.1410,074.187,507.575,385.21
 
 
 
 
 
BORROWING1,995.082,349.482,571.932,607.832,525.04
 
 
 
 
 
ADVANCES16,364.8113,068.7710,228.158,216.866,281.60
 
 
 
 
 
INVESTMENT3,679.472,859.422,347.922,313.941,192.39
 
 
 
 
 
TOTAL ASSETS22,440.8718,059.9414,218.4111,483.758,929.75
 
 
 
 
 
Dec 2024 (Cr.)Sep 2024 (Cr.)Jun 2024 (Cr.)Mar 2024 (Cr.)Dec 2023 (Cr.)
NII480.12558.16573.17539.95482.31
 
 
 
 
 
Total Income585.61660.80677.82660.63564.98
 
 
 
 
 
PPP185.26276.41311.28282.22256.15
 
 
 
 
 
PPP as % of advances11.521.851.721.71
 
 
 
 
 
Provision expense423.20208.34125.0473.87104.10
 
 
 
 
 
PAT-168.0551.39137.40159.66116.06
 
 
 
 
 
ADVANCES18,52818,13216,83416,36514,986
 
 
 
 
 
DEPOSITS20,17219,49618,16317,47315,111
 
 
 
 
 
GNPA1,176.76718.74475.63417.58464.43
 
 
 
 
 
NNPA457.69159.9742.834.4928.93
 
 
 
 
 

CAGR in 10 years

Net Worth
16.15%
Advances
14.96%
GNPA
0.00%
Mar 2024 (%)Mar 2023 (%)Mar 2022 (%)Mar 2021 (%)Mar 2020 (%)
PE10.350000
 
 
 
 
 
P/BV1.730000
 
 
 
 
 
NIM9.839.748.808.340
 
 
 
 
 
GNPA2.513.236.10--
 
 
 
 
 
NNPA0.030.392.31--
 
 
 
 
 
ROE20.0122.644.189.3720.84
 
 
 
 
 
ROA2.462.450.481.042.47
 
 
 
 
 
CRAR00000