HDFC Ltd. Fixed Deposits (MAAA by ICRA and AAA/Stable by CRISIL)

Company Overview :

  • Incorporated in 1977, Housing Development Finance Corporation Ltd (HDFC) is the first specialized mortgage company in India
  • Largest mobiliser of public deposits outside the banking system with over 1.7 million Deposits Accounts
  • Extensive distribution network of 378 interconnected offices

Who can invest?

  • Resident Individuals, HUFs, Trusts, NRIs, Minor, Firms, Association and Corporate.

HDFC FD interest rates (w.e.f. from October 22, 2020)

Tenure (Months) Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.)
Special Deposits: Interest Rates on Deposits Upto Rs. 2 crore (p.a.)
33 5.65% 5.70% 5.75% 5.85% 5.85%
66 6.05% 6.10% 6.15% 6.25% 6.25%
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 crore (p.a.)
12-23 5.45% 5.50% 5.55% - 5.65%
24-35 5.45% 5.50% 5.55% 5.65% 5.65%
36-59 5.75% 5.80% 5.85% 5.95% 5.95%
60-84 5.85% 5.90% 5.95% 6.05% 6.05%
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 crore (p.a.)
15 5.50% 5.55% 5.60% - 5.70%
22 5.60% 5.65% 5.70% 5.80% 5.80%
30 5.55% 5.60% 5.65% 5.75% 5.75%
44 5.90% 5.95% 6.00% 6.10% 6.10%
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 2Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals deposits and are valid for amount upto` 2 Cr only.

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