LIC Housing Finance Co. Ltd. (FAAA/Stable by CRISIL)

Company Overview :

  • Incorporated in 1989, the Company was promoted by LIC of India and went public in the year 1994
  • The Company is registered with National Housing Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE)

Who can invest?

  • Resident Individuals, HUFs, Trusts, Firms, Corporates, NRIs, Minor.

LIC FD interest rates (Upto ` 20 Cr w.e.f from October 8, 2020)


TenurePeriod
Non-Cumulative Scheme		 Scheme
Monthly (p.a.) Yearly (p.a.) Interest (p.a.)
12 5.50% 5.65% 5.65%
18 5.50% 5.65% 5.65%
24 5.50% 5.65% 5.65%
36 5.60% 5.75% 5.75%
60 5.60% 5.75% 5.75%

Minimum amt. of deposit ` 10,000/- and in multiples of ` 1000/- thereafter

Interest payable/compounded annually on March 31st

For Sr. Citizens - Additional interest @. 0.25% p.a. will be paid over and above the base interest rates.

Please note that LIC HFL takes 3-4 weeks for processing FD applications from the date of submmission, provided the documents are in proper order.

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